The End of Financial Year (EOFY) is a great time to review - or start a plan.
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Whether you are a First Home Buyer - or an investor, now is a good time to take stock of your financial situation and plan ahead.

Here are our tried and tested tips that we provide to excited First Home Buyers to help get them started.
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• Create a budget and then stick to it. Know where your money is going each week.
  
  
• Start – or maybe – restart a structured saving plan to get your deposit together. You will need to show the banks that you have a good saving habit when you finally get there and are applying for your home loan.
  
  
• Find a Mortgage Broker that you feel comfortable with and who will explain all of your options. Is gifting from a parent an option? What is LMI and how does it affect me? Should you consider debt consolidation? What about getting rid of your credit cards or reducing the credit limit on them? Get the facts.
  
  
• Set a savings target for your deposit and then watch it grow!